Recently I had a conversation with an individual inquiring about rentals. I asked if they had ever thought of buying and they stated that most likely they would not be able to qualify for a mortgage. They mistakenly believed that past credit issues including foreclosure and bankruptcy prohibited them from ever obtaining another loan or becoming homeowners again. After a few conversations they agreed to attempt the prequalification process. To their surprise they were qualified to buy a home. Don’t think just because you may have some derogatory credit issues in your past that you are not a candidate for homeownership. Contact me today for a free consultation.