Second Home

Want a Second Home? 5 Helpful Tips

A row of vacation homes at Big White Ski Resor...
A row of vacation homes at Big White Ski Resort in Canada (Photo credit: Wikipedia)
English: Rental property in Horning on the Riv...
English: Rental property in Horning on the River Bure (Photo credit: Wikipedia)
English: Christian Patterson Rental Property (...
English: Christian Patterson Rental Property (Eugene, Oregon) (Photo credit: Wikipedia)
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What’s it Worth?

Maybe you’re thinking of selling, maybe you’re thinking of refinancing, or maybe you’re just curious about the market. But the question is, “What is that residence of yours worth?”

Such a simple question should be returned with a simple answer, right? Well unfortunately, determining the value of your home–or any home for that matter–can be a tricky process. You can go online and these days there are endless websites that will promise you a fast answer with fancy charts and graphs. As tempting as it may be to trust this information, be wary of letting a computer program tell you what your largest investment is worth.

The trouble with these websites is that they have little to no local market information and if they do have local information it may not be updated frequently. They are not aware that a new park is being built, or that a four-lane highway is being re-routed, or that you’ve lovingly cared for and maintained your home.

The bottom line is this: If you’re serious about getting an informative valuation for your home you should contact a local real estate professional. These professionals work with the actual people who will ultimately determine the value of your home–the home buyer themselves. This is their profession and they will be happy to sit with you and explain the current market conditions that affect your home value.

How to Boost your Credit Score

How-To-Boost-Your-Credit-Score

I recently found a great article written and posted on May 5, 2016 by Paul Sian that gave advice on how to boost your credit score when applying for a home loan in Cincinnati OH., but this information applies to anyone getting a loan no matter where you live. I would normally write the information myself but this was good just as it is so I will simply share his post. Hope you find it a interesting as I did.

How To Boost Your Credit Score Prior To Applying For A Mortgage Loan

Dream of Buying?

I often ask renters if they have ever thought of buying home instead of renting. Often the answer is that they do not think they can qualify. This is a common misconception. Many of these same clients have been pre-qualified in the same day, within an hour or two of our first conversation. If you have ever wanted to buy but think you may not qualify, for whatever reason, instead of continuing to pay for someone else’s home mortgage payment, give me a call and we will see if this will be an option for your next home.